What If is a live explorer: drag the retirement age, toggle goals like salary sacrifice or downsizing, and watch the plan redraw. Save named scenarios to compare side by side.
The What If tab is where the plan becomes a laboratory. Drag the retirement-age slider and the whole projection redraws instantly. Toggle decisions on and off — salary sacrifice, the tax-free lump sum, extra early-retirement spending, downsizing, equity release, mortgage overpayments — and see exactly what each is worth. It also finds your earliest workable retirement age automatically. When you find a combination worth keeping, give it a name and save it: saved scenarios appear in a comparison table and an overlay chart, and are included in your PDF and Excel reports. If a scenario convinces you, one click applies it to your real plan.