Premium includes an AI Copilot that analyses your plan and answers questions about it in plain English — always analysis, never advice.
If you're on Premium, you'll see an AI Copilot button in the header. Open it and ask questions about your own plan in plain English — what's my biggest financial risk, how much tax do I pay over the whole plan, what changes if I retire three years early. It sees your figures and your full year-by-year projection, and explains what the numbers show. Two things to know. First, it analyses but never advises: it lays out the options your data supports without recommending one, because personal recommendations are the job of a regulated adviser. Second, privacy: nothing is sent anywhere until you ask a question and give consent, your name is never included, and your questions are never used to train AI models. It has a fair-use monthly allowance that resets on the first.