The Risk tab has three sections: Attitude to Risk (how much risk you're comfortable with), Capacity for Loss (how much your plan can actually absorb), and Protection (the insurance that shields your plan if life goes wrong).
The Risk tab measures how much investment risk is right for you, using two short questionnaires. The first, Attitude to Risk, asks how comfortable you feel with ups and downs in your investments. The second, Capacity for Loss, measures how much loss your plan could actually absorb without derailing your goals. These matter together — being comfortable with risk doesn't help if your plan can't afford a downturn. Just answer each question honestly by selecting the option that fits you; your answers save automatically with your profile. The app then compares your risk profile against how your actual investments are allocated, so you can see whether your portfolio matches your appetite for risk. A third section, Protection, looks at life insurance, critical illness and income protection — the safety net that keeps your plan on track if life goes wrong.